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Onchain Economics

Loan-to-Value Ratio(LTV)

The ratio of borrowed amount to collateral value, determining how much you can borrow against your deposits.

In-Depth Explanation

LTV = Loan Amount / Collateral Value. A 75% max LTV means you can borrow up to $75 against $100 of collateral. Different assets have different max LTVs based on risk—stablecoins might allow 90% while volatile assets allow 50%. Higher LTV = higher liquidation risk.

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